:root{--color-primary:#0a2a66;--color-primary-dark:#071f4d;--color-primary-light:#0a2a661a;--color-gold:#d4a62a;--color-gold-dark:#b88a17;--color-gold-soft:#f5e7b2;--color-success:#16a34a;--color-success-light:#16a34a1f;--color-danger:#dc2626;--color-danger-light:#dc26261c;--color-warning:#f59e0b;--color-warning-light:#f59e0b24;--color-info:#2563eb;--color-info-light:#2563eb1f;--color-purple:#7c3aed;--color-orange:#f97316;--chart-navy:#0a2a66;--chart-gold:#d4a62a;--chart-blue:#2563eb;--chart-green:#16a34a;--chart-purple:#7c3aed;--chart-orange:#f97316;--bg-app:#f8fafc;--bg-surface:#fff;--bg-surface-2:#f8fafc;--bg-surface-3:#eef2f7;--bg-sidebar:#0a2a66;--text-primary:#111827;--text-secondary:#6b7280;--text-muted:#94a3b8;--text-sidebar:#f8fafc;--border:#e5e7eb;--border-soft:#e5e7eb;--border-focus:#0a2a66;--border-glow:#d4a62a47;--radius-sm:4px;--radius-md:6px;--radius-lg:8px;--radius-xl:12px;--shadow-sm:0 1px 2px #0f172a0d, 0 1px 8px #0f172a0a;--shadow-md:0 8px 24px #0f172a14;--shadow-lg:0 18px 48px #0f172a29;--shadow-glow:0 0 0 3px #d4a62a2e;--sidebar-width:240px;--header-height:60px;--risk-green:#16a34a;--risk-green-bg:#16a34a1f;--risk-yellow:#f59e0b;--risk-yellow-bg:#f59e0b24;--risk-red:#dc2626;--risk-red-bg:#dc26261c}@media (prefers-color-scheme:dark){:root{--bg-app:#0f172a;--bg-surface:#1e293b;--bg-surface-2:#172033;--bg-surface-3:#263449;--bg-sidebar:#0a2a66;--text-primary:#f8fafc;--text-secondary:#94a3b8;--text-muted:#94a3b8;--text-sidebar:#f8fafc;--border:#94a3b83d;--border-soft:#94a3b82e}}*,:before,:after{box-sizing:border-box;margin:0;padding:0}html{font-size:16px}body{background:var(--bg-app);color:var(--text-primary);-webkit-font-smoothing:antialiased;font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,sans-serif;line-height:1.5}a{color:inherit;text-decoration:none}button{cursor:pointer;background:0 0;border:none;font-family:inherit}input,select,textarea{font-family:inherit}::-webkit-scrollbar{width:7px;height:7px}::-webkit-scrollbar-track{background:0 0}::-webkit-scrollbar-thumb{background:#c8d0da;border-radius:999px}#root{display:contents}.app-layout{min-height:100vh;display:flex}.app-main{margin-left:var(--sidebar-width);flex-direction:column;flex:1;min-width:0;display:flex}.page-content{flex:1;width:100%;max-width:1280px;padding:30px}.sidebar{width:var(--sidebar-width);background:var(--bg-sidebar);z-index:100;border-right:1px solid #ffffff14;flex-direction:column;height:100vh;display:flex;position:fixed;top:0;left:0;overflow-y:auto}.sidebar-logo{border-bottom:1px solid #ffffff1a;align-items:center;gap:10px;padding:22px 18px 16px;display:flex}.sidebar-logo-icon{background:var(--bg-surface);border-radius:var(--radius-md);width:34px;height:34px;color:var(--color-primary);flex-shrink:0;justify-content:center;align-items:center;display:flex;overflow:hidden;box-shadow:inset 0 0 0 1px #d4a62a38}.sidebar-logo-img{object-fit:contain;width:100%;max-width:30px;height:100%;max-height:30px;display:block}.sidebar-logo-text{color:#fff;letter-spacing:0;font-size:13px;font-weight:800;line-height:1.2}.sidebar-logo-sub{color:#f8fafcb8;letter-spacing:.05em;text-transform:uppercase;font-size:9px}.sidebar-nav{flex-direction:column;flex:1;gap:2px;padding:10px;display:flex}.sidebar-section-label{text-transform:uppercase;letter-spacing:.1em;color:#d8dee68f;padding:14px 12px 6px;font-size:10px;font-weight:700}.sidebar-nav-item{border-radius:var(--radius-md);color:var(--text-sidebar);cursor:pointer;align-items:center;gap:10px;padding:9px 12px;font-size:13px;font-weight:500;transition:background .12s,color .12s;display:flex}.sidebar-nav-item:hover{color:#fff;background:#ffffff14}.sidebar-nav-item.active{color:#fff;background:#ffffff21;font-weight:700}.sidebar-footer{border-top:1px solid #ffffff1a;padding:12px 10px}.card,.stat-card,.debt-card,.envelope-card,.bucket-card{background:var(--bg-surface);border-radius:var(--radius-lg);border:1px solid var(--border-soft);box-shadow:var(--shadow-sm)}.card{padding:22px;transition:border-color .2s,box-shadow .2s}.card:hover{box-shadow:var(--shadow-md);border-color:#cbd4df}.card-title{color:var(--text-primary);letter-spacing:.01em;margin-bottom:16px;font-size:14px;font-weight:800}.stat-grid{grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:16px;margin-bottom:24px;display:grid}.stat-card{padding:20px;position:relative;overflow:hidden}.stat-card:before{content:"";background:var(--stat-accent,var(--color-primary));opacity:.72;height:3px;position:absolute;top:0;left:0;right:0}.stat-card-icon{border-radius:var(--radius-md);justify-content:center;align-items:center;width:38px;height:38px;margin-bottom:12px;display:flex}.stat-card-label{text-transform:uppercase;letter-spacing:.08em;color:var(--text-secondary);margin-bottom:7px;font-size:11px;font-weight:800}.stat-card-value{font-variant-numeric:tabular-nums;color:var(--text-primary);margin-bottom:5px;font-size:24px;font-weight:850;line-height:1}.stat-card-sub{color:var(--text-secondary);font-size:11px}.badge{letter-spacing:.03em;border:1px solid #0000;border-radius:999px;align-items:center;gap:4px;padding:3px 9px;font-size:11px;font-weight:800;display:inline-flex}.badge-success{background:var(--color-success-light);color:var(--color-success);border-color:#2f7d5c2e}.badge-danger{background:var(--color-danger-light);color:var(--color-danger);border-color:#b94a482e}.badge-warning{background:var(--color-warning-light);color:var(--color-warning);border-color:#b7791f2e}.badge-info{background:var(--color-info-light);color:var(--color-info);border-color:#386fa42e}.badge-neutral{color:var(--text-secondary);border-color:var(--border);background:#f3f5f7}.risk-dot{border-radius:50%;flex-shrink:0;width:9px;height:9px}.risk-green{background:var(--risk-green)}.risk-yellow{background:var(--risk-yellow)}.risk-red{background:var(--risk-red)}.risk-badge{letter-spacing:.04em;border:1px solid #0000;border-radius:999px;align-items:center;gap:6px;padding:4px 10px;font-size:11px;font-weight:800;display:inline-flex}.risk-badge.green{background:var(--risk-green-bg);color:var(--risk-green);border-color:#2f7d5c29}.risk-badge.yellow{background:var(--risk-yellow-bg);color:var(--risk-yellow);border-color:#b7791f29}.risk-badge.red{background:var(--risk-red-bg);color:var(--risk-red);border-color:#b94a4829}.progress-bar{background:var(--bg-surface-3);border-radius:999px;height:6px;overflow:hidden}.progress-fill{border-radius:999px;height:100%;transition:width .5s cubic-bezier(.4,0,.2,1)}.progress-fill.safe{background:var(--color-success)}.progress-fill.warning{background:var(--color-warning)}.progress-fill.danger{background:var(--color-danger)}.btn{border-radius:var(--radius-md);cursor:pointer;letter-spacing:.01em;border:1px solid #0000;align-items:center;gap:6px;padding:9px 18px;font-size:13px;font-weight:700;transition:all .15s;display:inline-flex}.btn-primary{background:var(--color-gold);color:var(--color-primary);border-color:var(--color-gold)}.btn-primary:hover{background:var(--color-gold-dark);color:#fff;border-color:var(--color-gold-dark);box-shadow:var(--shadow-glow)}.btn-ghost{background:var(--bg-surface);color:var(--color-primary);border-color:#0a2a6647}.btn-ghost:hover{background:var(--color-primary-light);color:var(--color-primary);border-color:var(--color-primary)}.btn-danger{background:var(--color-danger-light);color:var(--color-danger);border-color:#b94a482e}.btn-danger:hover{background:#b94a4829}.btn-sm{padding:5px 12px;font-size:12px}.btn-icon{border-radius:var(--radius-md);padding:7px}.form-group{flex-direction:column;gap:6px;margin-bottom:16px;display:flex}.form-label{color:var(--text-secondary);letter-spacing:.04em;text-transform:uppercase;font-size:12px;font-weight:800}.form-input,.form-select{border:1px solid var(--border);border-radius:var(--radius-md);width:100%;color:var(--text-primary);background:#fff;outline:none;padding:10px 12px;font-size:14px;transition:border-color .15s,box-shadow .15s}.form-input:focus,.form-select:focus{border-color:var(--border-focus);box-shadow:0 0 0 3px #d4a62a2e}.form-input::placeholder{color:#9aa6b4}.form-select option{color:var(--text-primary);background:#fff}.form-row{grid-template-columns:1fr 1fr;gap:12px;display:grid}.table-wrapper{overflow-x:auto}table{border-collapse:collapse;width:100%;font-size:13px}thead th{text-align:left;text-transform:uppercase;letter-spacing:.08em;color:var(--text-secondary);border-bottom:1px solid var(--border);background:#fbfcfd;padding:10px 14px;font-size:10px;font-weight:800}tbody tr{border-bottom:1px solid var(--border-soft);transition:background .1s}tbody tr:last-child{border-bottom:none}tbody tr:hover{background:#f8fafc}tbody td{vertical-align:middle;color:var(--text-primary);padding:12px 14px}.modal-overlay{z-index:200;-webkit-backdrop-filter:blur(3px);backdrop-filter:blur(3px);background:#12263a61;justify-content:center;align-items:center;padding:16px;display:flex;position:fixed;inset:0}.modal{background:var(--bg-surface);border-radius:var(--radius-xl);width:100%;max-width:500px;box-shadow:var(--shadow-lg);border:1px solid var(--border);padding:28px;animation:.2s modalIn}@keyframes modalIn{0%{opacity:0;transform:scale(.98)translateY(8px)}to{opacity:1;transform:scale(1)translateY(0)}}.modal-header{justify-content:space-between;align-items:center;margin-bottom:22px;display:flex}.modal-title{color:var(--text-primary);font-size:16px;font-weight:800}.modal-footer{justify-content:flex-end;gap:10px;margin-top:22px;display:flex}.page-header{justify-content:space-between;align-items:flex-start;gap:12px;margin-bottom:28px;display:flex}.page-brand-lockup{flex-direction:column;align-items:flex-start;gap:8px;display:flex}.page-brand-logo{object-fit:contain;width:clamp(150px,22vw,240px);max-height:54px;display:block}.page-header h1{letter-spacing:-.01em;color:var(--text-primary);font-size:24px;font-weight:850}.page-header p{color:var(--text-secondary);margin-top:4px;font-size:13px}.section-grid{grid-template-columns:1fr 1fr;gap:20px;display:grid}.section-grid-3{grid-template-columns:1fr 1fr 1fr;gap:16px;display:grid}.category-dot{border-radius:50%;flex-shrink:0;width:9px;height:9px}.divider{background:var(--border);height:1px;margin:18px 0}.text-success{color:var(--color-success)}.text-danger{color:var(--color-danger)}.text-warning{color:var(--color-warning)}.text-muted{color:var(--text-muted)}.text-secondary{color:var(--text-secondary)}.text-primary-color{color:var(--color-primary)}.fw-bold{font-weight:800}.fw-semibold{font-weight:650}.tabular{font-variant-numeric:tabular-nums}.glow-green,.glow-red,.glow-blue,.glow-purple{text-shadow:none}.chart-container{width:100%;height:220px}.chart-container-lg{width:100%;height:280px}.empty-state{color:var(--text-muted);text-align:center;flex-direction:column;justify-content:center;align-items:center;gap:10px;padding:48px 16px;display:flex}.empty-state p{font-size:13px}.toggle-group{background:var(--bg-surface-3);border-radius:var(--radius-md);border:1px solid var(--border);gap:2px;padding:3px;display:flex}.toggle-btn{color:var(--text-secondary);cursor:pointer;white-space:nowrap;background:0 0;border:none;border-radius:5px;flex:1;padding:6px 14px;font-size:12px;font-weight:700;transition:all .12s}.toggle-btn.active{background:var(--bg-surface);color:var(--color-primary);box-shadow:var(--shadow-sm)}.value-positive{color:var(--color-success);font-weight:800}.value-negative{color:var(--color-danger);font-weight:800}.value-neutral{color:var(--text-primary);font-weight:800}.nw-hero{letter-spacing:-.03em;font-variant-numeric:tabular-nums;font-size:42px;font-weight:900;line-height:1}.debt-card{padding:18px;transition:border-color .15s,box-shadow .15s}.debt-card:hover{box-shadow:var(--shadow-md);border-color:#cbd4df}.envelope-card{padding:16px 18px}.bucket-card{padding:18px;position:relative;overflow:hidden}.bucket-card-fill{opacity:.08;transition:height .6s;position:absolute;bottom:0;left:0;right:0}.account-pill{background:var(--bg-surface-3);color:var(--text-secondary);border:1px solid var(--border);border-radius:999px;align-items:center;gap:6px;padding:4px 10px;font-size:11px;font-weight:700;display:inline-flex}.account-pill-dot{border-radius:50%;width:7px;height:7px}@media (width<=768px){.sidebar{transition:transform .25s;transform:translate(-100%)}.sidebar.open{transform:translate(0)}.app-main{margin-left:0}.section-grid,.section-grid-3,.form-row{grid-template-columns:1fr}.page-content{padding:16px}.stat-grid{grid-template-columns:1fr 1fr}}